Micro and small and medium enterprises (MSMEs) (UMKM – Usaha Micro, Kecil dan Menengah) account for around 99 per cent of existing business enterprises in Indonesia and employ more than 95 per cent of the total workforce across the country. These businesses should be the primary engines of economic growth. But they generate only around 56 per cent of the GDP in Indonesia. Today, the harnessing of digital technology combined with proactive policymaking has the potential to empower MSMEs/UMKMs and “level them up” into new value chains.

Sales is the back bone of the company and cash flow is the lifeblood of the business, 70% of businesses go bankrupt because they can’t manage cash flow from converting sales to cash and not because they can’t get clients nor maintain their clients. At the top of management, the owners and leaders of the company see cash flow as the final business dashboard, however, to get a healthy cash flow there are many components that must be controlled and operated properly.

With PPI, we will assist SME or ‘Usaha Kecil Menengah (UKM)’ in digitizing and simplifying their END-TO-END business operation, from their front-end sales to cash operation to their back-end operation, such as Inventory, Supply Chain and procurement process, by collaborating our SMART INVOICE Management and SAP Business ByDesign solution offering.